Prism brings clarity to the most complex challenges in insurance and reinsurance — from disputed balances and run-off portfolios to the data and process gaps that quietly cost organizations millions.
We sit at the intersection of deep technical expertise and practical industry experience — bringing the kind of judgment that only comes from working inside this business for decades. When the stakes are high and the path forward is unclear, Prism delivers clarity you can act on.
Each engagement is led by senior practitioners with operational experience inside major insurance and reinsurance organizations.
Looking at a block of business — in-force or in run-off — and not confident you fully understand what's in it.
Independent analysis, vulnerability assessment, audits, and claims adjudication, grounded in the operational detail outside advisors typically miss.
Your team is stretched. A portfolio needs attention you can't provide internally.
From on-site staffing to full turnkey administration of accounts and portfolios — including reinsurance collections that have stalled internally.
A disagreement is escalating, and formal proceedings would be expensive in every direction.
Commercial negotiation, commutation structuring, and mediation — keeping disputes out of court whenever the path is open.
Your legal team is sharp, but they're not steeped in reinsurance terminology, contract wordings, or market practice.
We translate insurance and reinsurance concepts for counsel, walk through underwriting and claims processes in clear terms, and help prepare for depositions by surfacing the right industry-specific questions and interpreting witness responses. Prism is not a legal services firm — we make legal teams more effective.
Aged or disputed retrocessional balances are sitting on the books, unresolved.
Specialist recovery work on aged retro balances — reconciliation, validation, and collection of outstanding amounts that internal teams have struggled to close out.
Your operational workflows, data management, or systems are quietly creating risk.
Review and improvement of the operational backbone supporting insurance and reinsurance administration — workflows, data integrity, and the systems that move information through your organization.
When ceded data doesn't reconcile, treaty compliance is under pressure, and recoveries are aging — Prism brings order to ceded programs and chases what's owed.
Blind spots in assumed portfolios are expensive. Prism delivers the visibility — and the leverage — to negotiate from knowledge instead of assumption.
Reserve volatility, audit exposure, and the cost of bad reinsurance data are quantifiable risks. We help you close the books with confidence.
Aggregation errors and unresolved run-off liabilities distort every major decision. Prism cleans up the inputs that risk reporting depends on.
Years operating as a specialist reinsurance consultancy
Specialist capabilities under one accountable team
Year founded — built for the long, complex work others avoid
We could not have done this without you.Managing Director · Major Reinsurer · Following Prism's resolution of a complex multi-part dispute
Founder & Principal
Ted brings a combination of skills that are rarely found in reinsurance consulting: Cutting edge technological knowledge, combined with many years of operational expertise and a Global Professional Master of Laws (GPLLM) in International Law. His work spans the US, UK, London Market, Lloyd's, Bermuda, and continental Europe, covering dispute resolution, claims audits, expert testimony in arbitrations and litigation, and expert advice where operational and legal questions are too entangled to separate.
Ted holds a Global Professional Master of Laws (GPLLM) from the University of Toronto, alongside designations as Fellow of the Life Management Institute (FLMI), Associate, Life & Health Claims (ALHC) and many others. This combination of formal legal training and decades of hands-on insurance practice — beginning at Manulife Financial founding Prism in 1999 — defines how the firm approaches arbitration support, retrocessional recoveries, and technology and process consulting, including platform migrations involving over 1 billion records.
Most of our engagements begin with a single conversation. Tell us briefly what you're dealing with — we'll let you know whether and how we can help, and what a practical path forward looks like.
Toronto, Canada
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